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Personal checking & savings Personal checking & savings

Account Options that Fit Your Life? Check.

American State Bank offers a variety of checking and savings accounts so that you can choose what’s right for you. Together, we’ll find the account to fit the way you manage your money and your life.

Personal Checking

A checking account just right for your lifestyle.

Personal Interest Checking

All the benefits and conveniences of Personal Checking, plus you can earn interest on your balance.

American Eagle Checking

For adults 55+, American Eagle Checking gives you the perks you deserve.

Banking wherever you are.

Download our highly-rated mobile banking app on the Apple App Store and Google Play Store today!

All checking accounts include:

  • Free Online Banking that includes free Credit Scores and Money Management Tools
  • Free e-Statements
  • Free Mobile Banking
  • Free Direct Deposit
  • Free Debit Card with Chip Technology and Card Controls
  • Online Bill Pay
  • Mobile Wallet including Apple Pay, Samsung Pay, Google Pay, FitBit Pay and Garmin Pay
  • Snap Deposit (You must be a customer for at least 90-days to enroll in Snap Deposit.)
Non-Interest Bearing Accounts
AccountMinimum Opening DepositMonthly Maintenance FeePer Item FeeOther
Personal Checking$100

Balance* above $700: $0

Balance* below $700: $7.50 (per month)

Waived if enrolled in e-statements

None

Free E-statements

If you prefer paper statements, a $3 fee will be assessed per month.

Interest Bearing Accounts
AccountMinimum Opening DepositMonthly Maintenance FeePer Item FeeOther
Personal Interest Checking$100

Balance* above $1,000: $0

Balance* below $1,000: $7.50 (per month)

None

A miminum daily collected balance of $1,000 is required to earn interest

 

Free E-statements

If you prefer paper statements, a $3 fee will be assessed per month.

Money Market$100

Balance* above $2,500: $0

Balance* below $2,500: $10 (per month)

$10 for each withdrawal over 6 (per month)

A miminum daily collected balance of $2,500 is required to earn interest

 

Free E-statements

If you prefer paper statements, a $3 fee will be assessed per month.

 

Regulations limit all Money Market and Savings Accounts to 6 preauthorized withdrawals per month

Personal Savings$100

Balance* above $100: $0

Balance* below $100: $5 (per month)

(Fee waived for account owner under the age of 18 regardless of balance)

$5 for each withdrawal over 3 (per month)

Free E-statements

or, (Paper Statement Fee Waived)

Regulations limit all Money Market and Savings Accounts to 6 preauthorized withdrawals per month

American Eagle Interest Checking

$100NoneNone

A miminum daily collected balance of $1,000 is required to earn interest

Click here for exclusive benefits

Basic Computation Method: The daily balance method is used to calculate the interest on these accounts. This method applies a daily periodic rate to the daily collected balance.
Compounding and Crediting: Interest will be credited at the end of the monthly statement cycle and will be compounded monthly. An account closed before interest is credited will not receive accrued interest that has not yet been credited to the account. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items.
*Minimum Daily Balance

Check Orders

As an American State Bank customer, you are welcome to order checks online from our preferred vendor, Harland Clarke. It’s as safe and secure as ordering them in person or over the phone. The site is VeriSign secure and TruSecure certified, so your transactions and account information are safe and completely confidential. Click here to order today.

All accounts and certificates of deposit are subject to the bank's Deposit Account Agreement and Disclosure in effect. There may be additional fees for services, as outlined in our Schedule of Service Charges and Fees.